Humm - Buy Now, Pay Later


At Manchester Factory, we offer a wide range of products for every room in the house, including the bedroom (such as bamboo Egyptian cotton sheets, bamboo quilts, and cotton bed sheets) bathroom (such as Sheridan bath towels, and hotel bath robes), living and dining.

Just click to select Humm as your preferred payment option when checking out.

We all love getting things straight away - this is one of the reasons why Humm has grown to become a trusted and popular way to pay. It's also one of the reasons we've partnered with them!



We know you want to get a good night's sleep, but sometimes it can be difficult to close your eyes when your bed feels more like a pile of rocks than a place to rest. With our bamboo collection that is hypoallergenic, breathable and durable  you'll never have that problem again.


The Sheridan Towel collection has a towel for every bathroom. From bathrobes to bath towels and even beach towels for those days at the beach or by the pool, Sheridan offers a variety of colours and designs to fit your style. The high quality cotton yarns in this towel ensure that each product is soft, absorbent, and long-lasting.


Treat yourself to the ultimate hotel experience and enjoy a deep, restful sleep as you drift away into a world of absolute comfort with a luxurious mattress topper.


You deserve nothing but the best, so why not start your morning with a nice and warm bathrobe from our online store. A luxurious bathtub robe is just the thing you need to relax after a nice warm shower or bath.

Humm FAQ's

How It Works 
  1. Shop for new bedding you want and need, choose Humm at the checkout.
  2. Sign Up- Create an Humm account in a few simple steps 
  3. Pay in Slices - Weekly or fortnightly 
  4. Sit back -Enjoy your new bedding right away. Your remaining payments will be taken automatically from your chosen card 
What You Need To Get Started
  • Your first instalment
  • Mobile number 
  • Debit or credit card in your name 
  • Be aged 18+ years
  • Valid email address
  • A valid Australian photo Id
What is Humm?
  • Humm helps everyday Australians Buy Now Pay Later. Our payment plans are great value because humm customers pay no interest ever.

With no interest are the fees high?
  • No, they're not. When you buy a 'Little thing', there are no fees if you choose to pay it back over 2.5 months. If you choose to pay over 5 months, you'll pay just $8 a month.

  • You will only ever pay single $8 monthly fee regardless of the number of ongoing humm payment plans you have.

Does humm use credit checks?
  • Humm is a responsible provider of credit which means we need to take a few things into consideration when we assess your application. We may take a look at your credit score when you apply, but don’t worry, simply applying for humm won’t affect your score at all or leave a record on your credit file. 

What are little things and big things on humm?
  • At humm, we do Buy Now Pay Later a little differently. Instead of just focusing on the little joys in life, we want to allow our customers to fund whatever they need, both big and little. This means we’ve split our product in two; Little things for all of your purchases up to $2,000, and Big things for those purchases over $2,000 and all the way up to $30,000. They each have their own set of rules for approval, but no matter what, we never charge interest – ever.